What I like:
1. No data connection required. It’s usable anywhere, storing the data local on your phone.
2. Foreign Currency support - you can setup accounts in any currency. It will even compute exchange rates to give the value in your home currency.
3. Flexibility - fully customizable accounts, categories, and payees for fitting your own situation and style of financial record keeping.
4. Negative Expenses - it allows entry of negative expenses, allowing me to properly document the return of purchases.
5. Reports - I can easily see pie charts and reports of expenditures by category or payee for any given time period
6. Search - search for transactions by key word
7. Calendar view - see how much was spent on each day of the month, being able to drill down to the details
8. Picture - link a picture to a transaction
What I don’t like:
1. The newer free version has lots of invasive ads.
2. Would like to attach more than one picture per transaction sometimes.
I’m very meticulous about tracking my finances. I started spending a lot of time overseas and found it very difficult to keep on top of my spending, as all my transactions were in a foreign currency, in cash, and I never received receipts for my purchases.
I then found this app. It allows me to setup accounts in any foreign currency, track my expenditures on my phone which allows me to track the spend as it’s happening, and it doesn’t require a data connection, storing everything local on the phone.
The free version served me well for several years, having enough functionality to be very useful and do what I needed. The downside is that the current free version has a lot of intrusive ads that weren’t there in the older version. I’m glad I didn’t have to deal with those.
I finally ran into the transaction limit on the free version and decided it was well worth the price to upgrade to pro, as I’m now overseas full time. It has done everything I needed it to do with ease and I’ll be continuing to use it to track all my cash transactions.